Privacy Policy

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This privacy policy sets out how “JinkySphere” uses and protects any information that you give “JinkySphere” when you use this website.

“JinkySphere” is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

“JinkySphere” may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from November 20, 2008.

What we collect

We may collect the following information: non-identifiable information such as pages viewed, length of time spent in the website, browser information, operating system type, country/location, entry pages, exit pages, etc. We may also collect name and contact information including email address if you have chosen to provide it to us.

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • We may use the information to improve our website’s performance.
  • We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.
  • We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Since this website may serve or is serving ads from the Google AdSense Content network, it must be noted that Google, as a third party vendor, uses cookies to serve ads on your site. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Concerns?

If you have any questions, suggestions or concerns or if you have previously agreed to us using your personal information for any purpose and wishes to change your mind, please email us at jinkysphere(at)yahoo(dot)com.

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About The Fine Print of Credit

If money talks, debts talk even louder. When it comes to credit, a few minutes can save you from a lifetime of money and financial trouble. Learn to read the fine print and, more importantly, read between the lines of such print..."


Things you do not know about credit cards, mortgages, investments, insurance, savings, debt consolidation, and other financial what-have-you's may come rearing up their ugly heads when you're most unprepared to deal with them. Before you get into ANY form of agreement with ANY financial institution or credit company, you should be armed with EVERY possible information that you can use. If you're leaping to your financial death... at least know you're doing it!


The Fine Print of Credit will do its best to help you - not leap to your financial death, mind you - but know as much about credit matters as you can take in. Happy leaping - Err - learning! :)